If you have had a finance/credit agreement the chances are it is flawed but you can’t just send it off to the lender and tell them that you think it is flawed, there is a process that needs to be adhered to.
First the agreement must be checked for flaws or errors, then a claim submitted for all the past payments to be returned, all future payments stopped and have the debt completely wiped out.
If you have taken out an agreement with any of the following before April 2007 you may be able to make a claim.
Car Loan
Store or Credit Cards
Loans Secured & Unsecured
We do not work on a no win no fee basis.
We do not charge you one single penny for submitting your claim or for continuing to deal with it until it is completed.
You keep 100% of your claim.
We do charge to audit your agreements to check for errors, if your agreement is flawed our solicitors will deal with your claim from start to finish at no further charge to you.
There are lots of reasons why a loan/credit/finance agreement could be deemed unenforceable but the bottom line is, if the agreement does not comply with the Consumer Credit Act 1974 it could be unenforceable.
For More Details goto http://unfairloanagreements.com/challenging-unfair-credit-agreements/ |