| Why write about Courier Insurance UK when surely what’s good in one European country is good in them all. Errr no, it isn’t quite like that, as in truth we have all seen with so many areas of business that are transacted between the UK and Europe.
Europe is such a political cannon in the UK that to try to talk on an even keel is nigh on impossible simply because there are so many embedded thoughts about it, and in some instances comments raised can go from the sublime to the absolutely ridiculous.
But for sure whilst we may in theory assume we can passport goods and services between European countries it doesn’t just mean the regulators intend to sit by and not participate in this huge potential as we have all seen.
Certainly on the issue of sending goods between the UK and Europe form a couriers point of view, the vehicle cover can be up to three times the normal rate because insurers here, barring a few, are just not into ‘foreign business cover’ for couriers. The assumption is why use an individual sole trading courier when there are so many other ways of transporting items across Europe.
Of course its not in the spirit of things but taken as a whole and the opportunity of individual items to get lost, plus appreciating that so many countries do not have the same laws its a logistical nightmare for UK insurers to start offering cover to UK couriers.
In short Courier Insurance UK is classically a UK event and its best to not go seek trans-european cover as it is very hard to get further the rates offered make the idea almost prohibitive.
For sure that doesn’t, to the end customer, mean nothing can be sent, its just under the basis of going by courier. So we see couriers pass their goods in transit to another carrier at ports or an international carrier with deliveries everywhere picks up the baton and runs with it. Certainly there is a rate to pay for the goods in transit but that is exclusive to the goods and has no bearing on the vehicle used.
In other related articles we have sought to highlight the primary issues that relate to couriers and what are prerequisites as far as insurers are concerned, and given they are not light, the notion of establishing a multi European distribution network can be a seriously mind blowing event hence the big boys do appear to have cornered the market simply because of the cost of infrastructure.
By definition the notion of trans-continental courier business also gets lost in the effort and logistics involved. But hey, there is an ever increasing demand for courier services in the UK and you only have to look literally in the local paper to find services offered.
As a business it is far more respected now than ever before and a good local courier will make a very good living and justifiably so.
It is the strength and innovative approaches of local and national couriers that have raised the game for the paying public to see the differences between them and Royal Mail. So many are now, through Sat-Nav, able to offer as higher grade delivery as the biggest and best.
Certainly from and insurance point of view the more the courier can show documentary evidence of collection and delivery and where they through their respective vehicles are at all stages of the process the lower the rates will be and will continue to stay.
Insurance companies want to be sure the money they are prepared to stand up as cover for anything is secured and with the reputation of UK couriers so much higher today than ever before rates applicable have come down dramatically.
As with all business it’s a case of not reinventing the wheel but making the paying user feel comfortable with the service provided, and as courier, companies of all sizes are showing the Royal Mail a clean pair of heels more than ever so insurers will continue to favour ever lower rates, which is good for the consumer, good for the participating courier and good for the insurer. It’s not often we get a win ,win ,win situation but where efficient and well run courier companies of all sizes are concerned we have arrived at that point. |
